:root {
            --primary: #0077B6;
            --secondary: #00B4D8;
            --accent: #90E0EF;
            --bg: #F1FAFE;
            --white: #ffffff;
            --dark: #0A1828;
            --gray: #5C6877;
            --glass-bg: rgba(255, 255, 255, 0.7);
            --glass-border: rgba(255, 255, 255, 0.5);
            --radius: 24px;
            --transition: all 0.4s cubic-bezier(0.25, 0.46, 0.45, 0.94);
        }

        * {
            margin: 0;
            padding: 0;
            box-sizing: border-box;
        }

        html {
            scroll-behavior: smooth;
            scroll-padding-top: 90px;
        }

        body {
            font-family: 'Work Sans', sans-serif;
            background-color: var(--bg);
            color: var(--dark);
            line-height: 1.6;
            overflow-x: hidden;
        }

        h1, h2, h3, h4, h5, h6 {
            font-family: 'Poppins', sans-serif;
            font-weight: 600;
            letter-spacing: -0.02em;
            color: var(--dark);
        }

        p {
            color: var(--gray);
            line-height: 1.8;
        }

        /* Background Floating Elements */
        .bg-orbs {
            position: fixed;
            top: 0;
            left: 0;
            width: 100%;
            height: 100%;
            z-index: -1;
            overflow: hidden;
            pointer-events: none;
        }
        .orb {
            position: absolute;
            border-radius: 50%;
            filter: blur(80px);
            opacity: 0.4;
            animation: float 20s infinite ease-in-out;
        }
        .orb-1 { width: 400px; height: 400px; background: var(--accent); top: -100px; left: -100px; }
        .orb-2 { width: 500px; height: 500px; background: var(--secondary); bottom: -150px; right: -150px; animation-delay: -5s; }
        .orb-3 { width: 300px; height: 300px; background: var(--primary); top: 40%; left: 50%; animation-delay: -10s; }

        @keyframes float {
            0%, 100% { transform: translate(0, 0); }
            25% { transform: translate(50px, 50px); }
            50% { transform: translate(-30px, 80px); }
            75% { transform: translate(80px, -30px); }
        }

        /* Utilities */
        .container {
            max-width: 1200px;
            margin: 0 auto;
            padding: 0 24px;
        }

        .btn {
            display: inline-flex;
            align-items: center;
            justify-content: center;
            padding: 16px 32px;
            border-radius: 50px;
            font-family: 'Outfit', sans-serif;
            font-weight: 600;
            font-size: 1rem;
            cursor: pointer;
            transition: var(--transition);
            border: none;
            text-decoration: none;
        }

        .btn-primary {
            background: linear-gradient(135deg, var(--primary), var(--secondary));
            color: var(--white);
            box-shadow: 0 10px 30px rgba(0, 119, 182, 0.3);
        }

        .btn-primary:hover {
            transform: translateY(-3px);
            box-shadow: 0 15px 40px rgba(0, 119, 182, 0.4);
        }

        .btn-outline {
            background: var(--glass-bg);
            color: var(--primary);
            border: 1px solid var(--glass-border);
            backdrop-filter: blur(10px);
        }

        .btn-outline:hover {
            background: var(--white);
            transform: translateY(-3px);
        }

        /* Glass Card */
        .glass-card {
            background: var(--glass-bg);
            backdrop-filter: blur(20px);
            -webkit-backdrop-filter: blur(20px);
            border: 1px solid var(--glass-border);
            border-radius: var(--radius);
            box-shadow: 0 10px 40px rgba(0, 119, 182, 0.08);
        }

        /* Navbar */
        nav {
            position: fixed;
            top: 16px;
            left: 0;
            right: 0;
            z-index: 1000;
            transition: var(--transition);
        }

        .nav-container {
            max-width: 1280px;
            margin: 0 auto;
            padding: 12px 24px;
            background: rgba(255, 255, 255, 0.8);
            backdrop-filter: blur(20px);
            -webkit-backdrop-filter: blur(20px);
            border-radius: 20px;
            border: 1px solid rgba(255, 255, 255, 0.5);
            display: flex;
            justify-content: space-between;
            align-items: center;
            box-shadow: 0 4px 30px rgba(0, 0, 0, 0.05);
        }

        .logo {
            display: flex;
            align-items: center;
            gap: 10px;
            font-family: 'Poppins', sans-serif;
            font-weight: 700;
            font-size: 1.3rem;
            color: var(--dark);
            text-decoration: none;
        }

        .logo i {
            color: var(--primary);
            font-size: 1.5rem;
        }

        .nav-links {
            display: flex;
            gap: 30px;
            list-style: none;
        }

        .nav-links a {
            text-decoration: none;
            color: var(--dark);
            font-weight: 500;
            font-size: 0.95rem;
            transition: color 0.3s;
            position: relative;
        }

        .nav-links a:hover {
            color: var(--primary);
        }

        .nav-links a::after {
            content: '';
            position: absolute;
            width: 0;
            height: 2px;
            bottom: -5px;
            left: 0;
            background: var(--primary);
            transition: width 0.3s;
        }

        .nav-links a:hover::after {
            width: 100%;
        }

        .nav-cta {
            padding: 10px 24px;
            font-size: 0.9rem;
        }

        .menu-toggle {
            display: none;
            font-size: 1.5rem;
            cursor: pointer;
            color: var(--dark);
        }

        /* Hero Section */
        .hero {
            padding: 160px 0 80px;
            position: relative;
        }

        .hero-content {
            max-width: 900px;
            margin: 0 auto;
            text-align: center;
        }

        .hero h1 {
            font-size: clamp(2.5rem, 6vw, 4.5rem);
            line-height: 1.1;
            margin-bottom: 24px;
            background: linear-gradient(135deg, var(--dark) 0%, var(--primary) 100%);
            -webkit-background-clip: text;
            -webkit-text-fill-color: transparent;
            background-clip: text;
        }

        .hero p {
            font-size: 1.25rem;
            margin-bottom: 40px;
            max-width: 700px;
            margin-left: auto;
            margin-right: auto;
        }

        .hero-btns {
            display: flex;
            gap: 16px;
            justify-content: center;
            flex-wrap: wrap;
        }

        .hero-image {
            margin-top: 60px;
            border-radius: var(--radius);
            overflow: hidden;
            box-shadow: 0 20px 60px rgba(0, 119, 182, 0.2);
            position: relative;
            height: 500px;
        }

        .hero-image img {
            width: 100%;
            height: 100%;
            object-fit: cover;
        }

        /* Section Styles */
        section {
            padding: 100px 0;
        }

        .section-header {
            text-align: center;
            max-width: 700px;
            margin: 0 auto 60px;
        }

        .section-header .sub-title {
            display: inline-block;
            background: var(--glass-bg);
            padding: 8px 20px;
            border-radius: 50px;
            font-family: 'Outfit', sans-serif;
            font-weight: 600;
            color: var(--primary);
            font-size: 0.85rem;
            margin-bottom: 16px;
            border: 1px solid var(--glass-border);
        }

        .section-header h2 {
            font-size: clamp(2rem, 4vw, 3rem);
            margin-bottom: 16px;
        }

        /* About Us */
        .about-grid {
            display: grid;
            grid-template-columns: 1fr 1fr;
            gap: 40px;
            align-items: center;
        }

        .about-img {
            border-radius: var(--radius);
            overflow: hidden;
            height: 100%;
            min-height: 400px;
        }

        .about-img img {
            width: 100%;
            height: 100%;
            object-fit: cover;
        }

        .about-content h3 {
            font-size: 2rem;
            margin-bottom: 20px;
        }

        .values-grid {
            display: grid;
            grid-template-columns: repeat(2, 1fr);
            gap: 20px;
            margin-top: 30px;
        }

        .value-item {
            display: flex;
            gap: 15px;
            align-items: flex-start;
        }

        .value-item i {
            color: var(--primary);
            font-size: 1.2rem;
            margin-top: 4px;
        }

        /* Metrics */
        .metrics-grid {
            display: grid;
            grid-template-columns: repeat(4, 1fr);
            gap: 24px;
        }

        .metric-card {
            text-align: center;
            padding: 40px 20px;
        }

        .metric-card h3 {
            font-size: 3rem;
            color: var(--primary);
            margin-bottom: 8px;
        }

        /* Features */
        .features-grid {
            display: grid;
            grid-template-columns: repeat(3, 1fr);
            gap: 24px;
        }

        .feature-card {
            padding: 40px;
            transition: var(--transition);
        }

        .feature-card:hover {
            transform: translateY(-8px);
            box-shadow: 0 20px 50px rgba(0, 119, 182, 0.15);
        }

        .feature-icon {
            width: 60px;
            height: 60px;
            background: linear-gradient(135deg, var(--primary), var(--secondary));
            border-radius: 16px;
            display: flex;
            align-items: center;
            justify-content: center;
            color: white;
            font-size: 1.5rem;
            margin-bottom: 24px;
        }

        /* Work Process */
        .process-grid {
            display: grid;
            grid-template-columns: repeat(4, 1fr);
            gap: 24px;
            position: relative;
        }

        .process-card {
            text-align: center;
            padding: 30px;
            position: relative;
        }

        .step-num {
            display: inline-flex;
            align-items: center;
            justify-content: center;
            width: 50px;
            height: 50px;
            background: var(--white);
            border: 2px solid var(--primary);
            color: var(--primary);
            border-radius: 50%;
            font-weight: 700;
            font-size: 1.2rem;
            margin-bottom: 20px;
        }

        /* Services */
        .services-grid {
            display: grid;
            grid-template-columns: repeat(3, 1fr);
            gap: 24px;
        }

        .service-card {
            overflow: hidden;
            position: relative;
            height: 350px;
            border-radius: var(--radius);
        }

        .service-card img {
            width: 100%;
            height: 100%;
            object-fit: cover;
            transition: transform 0.6s ease;
        }

        .service-card:hover img {
            transform: scale(1.1);
        }

        .service-overlay {
            position: absolute;
            bottom: 0;
            left: 0;
            right: 0;
            padding: 30px;
            background: linear-gradient(to top, rgba(0,0,0,0.8), transparent);
            color: white;
        }

        .service-overlay h4 {
            color: white;
            margin-bottom: 8px;
        }

        /* CTA Banner */
        .cta-banner {
            position: relative;
            padding: 80px 40px;
            text-align: center;
            background: linear-gradient(135deg, var(--primary), var(--secondary));
            border-radius: var(--radius);
            overflow: hidden;
            color: white;
        }

        .cta-banner::before {
            content: '';
            position: absolute;
            top: 0; left: 0; right: 0; bottom: 0;
            background: url('https://images.pexels.com/photos/210182/pexels-photo-210182.jpeg?auto=compress&cs=tinysrgb&w=1260') center/cover;
            opacity: 0.15;
            mix-blend-mode: overlay;
        }

        .cta-banner h2, .cta-banner p {
            color: white;
            position: relative;
            z-index: 2;
        }

        .cta-banner .btn {
            margin-top: 30px;
            background: white;
            color: var(--primary);
            position: relative;
            z-index: 2;
        }

        /* Info Sections (Insurance/Mortgage) */
        .info-grid {
            display: grid;
            grid-template-columns: 1fr 1fr;
            gap: 50px;
            align-items: center;
            margin-bottom: 80px;
        }

        .info-img {
            border-radius: var(--radius);
            overflow: hidden;
            height: 400px;
        }

        .info-img img {
            width: 100%;
            height: 100%;
            object-fit: cover;
        }

        /* Pricing */
        .pricing-grid {
            display: grid;
            grid-template-columns: repeat(3, 1fr);
            gap: 24px;
        }

        .price-card {
            padding: 40px;
            text-align: center;
            transition: var(--transition);
        }

        .price-card.featured {
            background: linear-gradient(135deg, var(--dark), var(--primary));
            color: white;
            transform: scale(1.05);
        }

        .price-card.featured h3, .price-card.featured h4, .price-card.featured p, .price-card.featured li {
            color: white;
        }

        .price-card h4 {
            font-size: 1.2rem;
            margin-bottom: 16px;
            text-transform: uppercase;
            letter-spacing: 1px;
        }

        .price-card h3 {
            font-size: 3rem;
            margin-bottom: 24px;
        }

        .price-card ul {
            list-style: none;
            margin-bottom: 30px;
            text-align: left;
        }

        .price-card li {
            padding: 10px 0;
            border-bottom: 1px solid rgba(0,0,0,0.05);
            display: flex;
            align-items: center;
            gap: 10px;
        }

        .price-card.featured li {
            border-bottom: 1px solid rgba(255,255,255,0.1);
        }

        .price-card li i {
            color: var(--secondary);
        }

        /* Forms */
        .form-container {
            padding: 50px;
        }

        .form-group {
            margin-bottom: 20px;
        }

        .form-group label {
            display: block;
            margin-bottom: 8px;
            font-weight: 500;
            color: var(--dark);
        }

        .form-control {
            width: 100%;
            padding: 14px 20px;
            border: 1px solid rgba(0,0,0,0.1);
            border-radius: 12px;
            background: var(--white);
            font-family: 'Work Sans', sans-serif;
            font-size: 1rem;
            transition: border 0.3s;
        }

        .form-control:focus {
            outline: none;
            border-color: var(--primary);
            box-shadow: 0 0 0 4px rgba(0, 180, 216, 0.1);
        }

        .row {
            display: flex;
            gap: 20px;
        }

        .row .form-group {
            flex: 1;
        }

        /* Reviews */
        .reviews-grid {
            display: grid;
            grid-template-columns: repeat(3, 1fr);
            gap: 24px;
        }

        .review-card {
            padding: 30px;
        }

        .stars {
            color: #FFD700;
            margin-bottom: 16px;
        }

        .review-text {
            font-style: italic;
            margin-bottom: 20px;
        }

        .reviewer {
            display: flex;
            align-items: center;
            gap: 15px;
        }

        .reviewer img {
            width: 50px;
            height: 50px;
            border-radius: 50%;
            object-fit: cover;
        }

        /* FAQ */
        .faq-container {
            max-width: 800px;
            margin: 0 auto;
        }

        .faq-item {
            margin-bottom: 16px;
            background: var(--glass-bg);
            border: 1px solid var(--glass-border);
            border-radius: 16px;
            overflow: hidden;
        }

        .faq-question {
            padding: 20px 30px;
            cursor: pointer;
            display: flex;
            justify-content: space-between;
            align-items: center;
            font-weight: 600;
            font-family: 'Outfit', sans-serif;
            font-size: 1.1rem;
            color: var(--dark);
        }

        .faq-answer {
            max-height: 0;
            overflow: hidden;
            transition: max-height 0.4s ease, padding 0.4s ease;
            padding: 0 30px;
        }

        .faq-item.active .faq-answer {
            padding: 0 30px 20px;
            max-height: 500px;
        }

        .faq-item.active i {
            transform: rotate(180deg);
        }

        .faq-question i {
            transition: transform 0.3s;
        }

        /* Contact */
        .contact-grid {
            display: grid;
            grid-template-columns: 1fr 1.5fr;
            gap: 40px;
        }

        .contact-info-item {
            display: flex;
            align-items: center;
            gap: 20px;
            margin-bottom: 30px;
        }

        .contact-icon {
            width: 50px;
            height: 50px;
            background: linear-gradient(135deg, var(--primary), var(--secondary));
            border-radius: 12px;
            display: flex;
            align-items: center;
            justify-content: center;
            color: white;
        }

        /* Footer */
        footer {
            background: var(--dark);
            color: var(--bg);
            padding: 80px 0 30px;
        }

        .footer-grid {
            display: grid;
            grid-template-columns: 2fr 1fr 1fr 1.5fr;
            gap: 40px;
            margin-bottom: 40px;
        }

        footer p, footer a {
            color: rgba(255,255,255,0.6);
            text-decoration: none;
            margin-bottom: 12px;
            display: block;
            transition: color 0.3s;
        }

        footer a:hover {
            color: var(--secondary);
        }

        footer h5 {
            color: white;
            margin-bottom: 20px;
            font-size: 1.1rem;
        }

        .footer-bottom {
            border-top: 1px solid rgba(255,255,255,0.1);
            padding-top: 30px;
            text-align: center;
        }

        /* Scroll Reveal */
        .reveal {
            opacity: 0;
            transform: translateY(30px);
            transition: opacity 0.8s ease, transform 0.8s ease;
        }

        .reveal.active {
            opacity: 1;
            transform: translateY(0);
        }

        /* Modal */
        .modal {
            display: none;
            position: fixed;
            top: 0; left: 0;
            width: 100%; height: 100%;
            background: rgba(0,0,0,0.6);
            z-index: 2000;
            align-items: center;
            justify-content: center;
            padding: 20px;
        }

        .modal-content {
            background: white;
            border-radius: 20px;
            padding: 50px;
            max-width: 800px;
            width: 100%;
            max-height: 80vh;
            overflow-y: auto;
        }

        .close-btn {
            float: right;
            font-size: 1.5rem;
            cursor: pointer;
            border: none;
            background: none;
        }

        /* Responsive */
        @media (max-width: 992px) {
            .nav-links { display: none; }
            .menu-toggle { display: block; }
            .metrics-grid, .features-grid, .services-grid, .reviews-grid, .pricing-grid { grid-template-columns: repeat(2, 1fr); }
            .process-grid { grid-template-columns: repeat(2, 1fr); }
            .about-grid, .info-grid, .contact-grid { grid-template-columns: 1fr; }
            .price-card.featured { transform: scale(1); }
        }

        @media (max-width: 768px) {
            .metrics-grid, .features-grid, .services-grid, .reviews-grid, .pricing-grid, .process-grid { grid-template-columns: 1fr; }
            .row { flex-direction: column; }
            .form-container, .glass-card { padding: 25px; }
            .footer-grid { grid-template-columns: 1fr; }
        }
    
/* Multi-page additions */
.page-hero{padding:150px 0 70px;text-align:center}
.page-hero h1{font-size:clamp(2.4rem,5vw,4rem);margin-bottom:18px}
.page-hero p{max-width:760px;margin:0 auto;font-size:1.1rem}
.page-content{padding:70px 0 100px}
.page-content .content-card{padding:40px;margin-bottom:24px}
.page-content h2{margin:0 0 18px}
.page-content h3{margin:28px 0 12px}
.page-content ul{padding-left:22px;color:var(--gray);line-height:1.9}
.service-detail-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:24px}
.service-detail-card{padding:30px}
.service-detail-card img{width:100%;height:230px;object-fit:cover;border-radius:18px;margin-bottom:20px}
.legal-content{max-width:900px;margin:0 auto}
.legal-content h2{margin-top:32px}
.legal-content h2:first-child{margin-top:0}
@media(max-width:768px){.service-detail-grid{grid-template-columns:1fr}.page-content .content-card{padding:25px}}